Laredo Accident Lawyer Handling Uninsured Motorist Claims
Uninsured Motorist Claims in Texas: Protect Your Rights After an Accident
If you've been involved in an accident with an uninsured driver or the responsible party fled the scene (a hit-and-run), it can feel like you're left with nowhere to turn. Fortunately, Texas law provides protection for drivers who have the foresight to purchase uninsured motorist coverage. This coverage allows you to file a claim against your own insurance company when you're injured by a driver who doesn't have insurance or lacks adequate coverage to pay for your damages.
At Tellez Law, we help Laredo residents navigate the complex process of filing uninsured motorist claims. If you've been the victim of a hit-and-run accident or injured by a driver without insurance, we are here to help you recover the compensation you deserve. Joey Tellez, a seasoned Laredo personal injury attorney, is committed to providing attentive and personalized service for every client. Contact us today for a free consultation to discuss your case.
What is an Uninsured Motorist Claim?
In Texas, uninsured motorist (UM) coverage is optional, but it's a smart choice for drivers who want added security on the road. If you're involved in an accident and the other driver does not have insurance or is underinsured, you may still be able to recover damages through your own insurance policy under your uninsured motorist coverage. This can help cover costs such as:
- Medical bills for injuries sustained in the accident
- Lost wages due to time missed from work
- Pain and suffering caused by your injuries
- Vehicle repair costs and other property damage
If you've been the victim of a hit-and-run accident, uninsured motorist coverage can also protect you if the at-fault driver fled the scene, leaving you with no way to identify them or hold them accountable.
It's essential to understand that, in Texas, your uninsured motorist policy will pay out damages only if you're not more than 51% responsible for the accident. Having experienced legal counsel by your side can help ensure that your claim is handled properly.
How to File an Uninsured Motorist Claim
Filing an uninsured motorist claim involves several important steps, and working with an attorney can make the process easier and more efficient. The steps typically include:
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Contacting Your Insurance Company: Your attorney will reach out to your insurance carrier and begin the process of filing the claim. If necessary, your attorney will act as a liaison between you and the insurer, ensuring your rights are protected.
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Gathering Evidence: To prove your case, your attorney will collect critical evidence, such as:
- Police reports and accident reports
- Witness statements
- Photos of the accident scene and vehicle damage
- Medical records detailing your injuries
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Proving Negligence: Your attorney will work to establish the other driver's fault in the accident, whether they were uninsured or underinsured. If the at-fault driver is unidentified in a hit-and-run, your attorney will help gather any available evidence to support your claim.
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Demand for Compensation: Once all necessary evidence is gathered, your attorney will present a demand for compensation to your insurance company. If a fair settlement cannot be reached, your lawyer may pursue litigation to ensure that you receive the compensation you deserve.
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Trial (If Needed): If the case proceeds to court, your attorney will handle all aspects of the litigation, from filing the lawsuit to presenting the case to a judge and jury. Litigation may be necessary if the insurance company disputes liability, the extent of your injuries, or the amount of compensation owed.
Why Choose Joey Tellez for Your Uninsured Motorist Claim?
Joey Tellez has been serving the Laredo community for over 20 years and has extensive experience handling uninsured motorist claims. With a proven track record of success in personal injury law, Joey is committed to fighting for the rights of accident victims. Here's why you should choose our firm to handle your uninsured motorist claim:
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Experienced Legal Representation: Our team has successfully handled numerous uninsured motorist claims and understands the complexities involved. We'll ensure that your claim is processed efficiently and that you receive the compensation you deserve.
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Personalized Service: At Tellez Law, we treat every client with the utmost care. Joey takes the time to understand your unique situation and ensures you are informed throughout the entire process. We regularly provide clients with Joey's direct cell phone number for easy communication.
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No Fees Unless You Win: We offer contingency fee arrangements, meaning you don't pay unless we win your case. This ensures you have access to high-quality legal representation without worrying about upfront fees.
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Aggressive Advocacy: If the insurance company refuses to offer a fair settlement, we're prepared to take your case to trial. We will use all available resources, including expert testimony, to prove the extent of your damages and the other party's liability.
Protecting Your Rights After an Uninsured Motorist Accident
If you've been involved in an accident with an uninsured driver or were the victim of a hit-and-run, your rights to fair compensation may be at risk without the help of an experienced attorney. Uninsured motorist claims can be complicated, and the insurance companies often try to minimize payouts. Joey Tellez and his team are here to ensure that you are treated fairly and that your rights are protected throughout the claims process.
We understand that dealing with an uninsured driver or a hit-and-run situation can be overwhelming. At Tellez Law, we're here to handle the legal complexities while you focus on your recovery.
Contact Us for a Free Consultation
If you've been injured by an uninsured or underinsured driver, or in a hit-and-run accident, contact Joey Tellez at 956-717-8200 or reach out to us online today for a free consultation. Our Laredo law firm is here to help you navigate the process and recover the compensation you deserve. We are committed to providing high-quality, personalized service for all our clients.