Texas law requires all drivers to carry insurance. Unfortunately there are times when people do not follow the law. Fortunately many drivers carry an “uninsured motorists” policy. These policies allow for a driver to make a claim against their own carrier when the negligent driver did not have insurance or lacked adequate coverage. If you have been hit by an uninsured driver, or if you have been the victim of a hit and run, then you have options. Joey Tellez is a Laredo personal injury lawyer assisting Texas drivers who need to file an uninsured motorists claim. Joey takes great pride in the service he provides to clients and our office is ready to assist you. Contact us today to speak with an attorney.
Laredo car accident attorney assisting those injured in a hit and run or by a driver with no insurance
Texas motorists have the option of carrying coverage on their own policy that will deal with uninsured or under insured drivers. These policies allow one to know that they are insured regardless of what happens on the road. Those who have such coverage may make a claim against their own insurance policy when they are hit by a driver who does not have insurance, who lacks the coverage necessary to cover all the damages incurred, or when the offending driver fled the scene of the accident. The amount of damages which one’s under insured policy will pay out is determined by the specifics of the coverage. The holder of such a policy will be able to recover damages as long as they are not found to have been more than fifty percent responsible for the accident.
Under insured claims begin in the same manner as any other car accident. The first step in such cases is for counsel to contact the insurance carrier. This will allow the lawyer to deal with the insurer directly. Counsel will gather proof of your financial losses (such as lost wages, medical bills, etc.) and proof of the other driver’s negligence to the insurer. A demand for payment will be submitted on your behalf and if a reasonable settlement cannot be obtained then a lawsuit will be filed against your insurance carrier. If necessary the case will proceed to trial and a jury will decide issues of liability and damages. Under insured/uninsured cases can be as complicated as other injury related matters. It is important that you retain experienced counsel to assist you.
Joey Tellez is a Laredo car accident attorney assisting those who need to make a claim against their own insurance policy. Once retained our firm will immediately begin gathering police reports, witness statements, and other relevant evidence which shows that the other driver was at fault. We will stay in contact with your medical providers and will submit proof of your injuries to the insurance carrier. If a settlement is not reached then we will not hesitate to litigate the matter. Disputes in uninsured motorist cases often revolve around the extent of the victim’s injuries and how much it is the insurance company should be required to pay. If necessary we will retain experts to prove the extent of your injuries. Joey is an experienced litigator and he will make sure that your rights are protected throughout the process. Contact us today to schedule an initial consultation.
Personal injury lawyer staying in communication with the victims of an uninsured or under insured motorist
Uninsured or under insured motorists are individuals who have failed to meet their obligations. If you have been injured by such a person then you do not need the added stress of having a personal injury lawyer who fails to meet the requirements of attorney-client communication. Joey makes it a priority to stay in touch with his clients. He promptly responds to messages and regularly gives clients his cell phone number. We recognize that it is a privilege to serve those in the Laredo community and we take this obligation seriously. Contact us today.