Car accidents happen fast, especially in a busy city like Laredo where Loop 20, I-35, and school traffic create constant congestion. In the moments after a collision, emotions run high, and it's easy to say or do something that could hurt your claim later.

Here's the truth:
What you do in the first 10 minutes after a crash can determine the rest of your case.

At Tellez Law, we guide clients through these moments every day. Here is the safest, most effective way to protect yourself legally, financially, and emotionally.

✅ 1. Take a Breath and Keep Your Composure

Your reaction sets the tone.
Staying calm helps you:

• Think clearly

• Avoid escalating the situation

• Avoid saying things that can be taken the wrong way

Even if the other driver is upset or emotional, you do not have to match their energy.

✅ 2. Do NOT Admit Fault — Even Accidentally

Many people say things out of habit:

• “I'm so sorry.”

• “I didn't see you.”

• “I think it was my fault.”

These statements can — and will — be used against you.

Texas is an at-fault state, and insurance companies look for anything that shifts blame.

Stay polite, stay brief, and keep your statements factual.

✅ 3. Exchange Information the Right Way

You only need:

• Name

• Phone number

• Driver's license

• License plate

• Insurance details

There is no requirement to discuss:

• How the accident happened

• Who you think caused it

• What you were doing

• Any medical pain you feel

Keep it simple and respectful.

✅ 4. Collect Evidence Before Anything Changes

This step is CRITICAL and often overlooked.

Take the following before cars move or tow trucks arrive:

✅ Photos

• Both vehicles from all angles

• Close-ups of damage

• The entire crash scene

• Skid marks

• Debris

• Street signs

• Traffic lights

• Intersections

• Surrounding businesses (in case they have cameras)

✅ Videos

Record a slow walkthrough of:

• The scene

• Vehicle positions

• Weather conditions

• Traffic flow

✅ Notes

Write or voice-record:

• How the collision occurred (your version)

• Time of day

• Road conditions

Evidence fades fast — and Laredo traffic clears scenes quickly.
Your phone becomes your strongest tool.

✅ 5. Call Tellez Law Before Talking to ANY Insurance Company

This is the MOST important step.

Insurance companies will call you quickly, sometimes within hours, and their goal is the same every time:

Protect their money, not you.

They may:

• Ask leading questions

• Record your statement

• Twist your words

• Push you to accept blame

• Offer a low settlement before you know the full damage

When you call Tellez Law first, we help you:

• Avoid harmful statements

• Understand what to say and what not to say

• Protect your case from the beginning

• Get proper medical guidance

• Handle all communication with the insurance company

You don't have to navigate the aftermath alone.
We take that pressure off you immediately.

✅ Final Thoughts

A car accident is overwhelming, but the steps you take right after the crash can protect your health, your rights, and your financial recovery.

If you or someone you know has been in a collision in Laredo, call Tellez Law before speaking to any insurance company. We are here to guide you from the first call through every step ahead.

Tellez Law — Your Laredo Lawyer.
📞 956-717-8200
Principal Office: Laredo, Texas
This content is intended for general information only.