If you've been involved in a car accident in Laredo, Texas, understanding the statute of limitations — the legal time limit to file a personal injury lawsuit — is crucial. Missing this deadline can prevent you from getting the compensation you deserve for medical bills, lost wages, and other damages.

At Tellez Law, we specialize in helping Laredo residents navigate the legal process after a car crash. Here's everything you need to know about how the statute of limitations works in Texas.

What is the Statute of Limitations in Texas?

In Texas, the law gives you two years from the date of the accident to file a personal injury lawsuit. This is the standard statute of limitations for most car accidents in Laredo and across Texas.

You must file your lawsuit within two years from the date of the car crash — not from when you realized you were injured.

After this period, you lose the right to take your case to court, and the court may dismiss it entirely.

Why Does the Statute of Limitations Matter?

Understanding the statute of limitations is important because:

1. You Could Lose Your Right to Compensation
   If you don't file your claim within the time frame, the court will likely dismiss your case. This means no chance for compensation, no matter how strong your case is.

2. Insurance Companies Move Fast
   After a crash, insurance companies often try to settle claims quickly. But sometimes, they offer less money than you deserve. Taking legal action early gives you the time and support you need to negotiate a fair settlement.

3. The Clock Starts Right Away
   The two-year window starts on the day of the accident. This means you need to act promptly, even if you're still recovering from injuries.

Exceptions to the Two-Year Rule

While the two-year statute of limitations is generally the rule, there are a few exceptions that could give you more time to file your claim. These include:

• Minors or Incapacitated Individuals: If the person injured is a minor or legally incapacitated, the two-year period may be paused until they turn 18 or regain mental capacity.

• Wrongful Death: If a loved one dies from injuries in the car accident, you have two years from the date of deathto file a wrongful death lawsuit.

• Government Vehicles: Accidents involving government vehicles, like police cars or city buses, may have different deadlines. You often need to file a claim within six months.

• Hit-and-Run Accidents: If the other driver flees the scene, you may have extra time to file your claim, but it's important to report the incident to the Laredo Police Department as soon as possible.

Why Act Quickly After a Car Accident?

Even though you have two years, there are good reasons to start your claim as soon as possible:

• Evidence Fades Over Time
  The sooner you begin working with a lawyer, the easier it will be to gather evidence like police reports, witness statements, and photos of the accident scene.

• Insurance Companies Want to Settle Fast
  Insurance companies typically offer quick settlements — often much lower than what you deserve. Starting your case early ensures you're not rushed into a lowball offer.

• Your Medical Records Are Key
  Seeking medical treatment immediately after the crash helps document your injuries. This documentation is critical when proving your case in court.

Get Help from a Car Accident Lawyer in Laredo

If you've been in a car accident in Laredo, don't wait until the last minute to get the help you need. The team at Tellez Law is here to guide you through every step of the legal process. We'll fight to make sure you get the compensation you deserve.

We offer free consultations and don't charge any fees unless we win your case.

📞 Call us today at 956-717-8200
💻 Contact us online to schedule your free consultation.

Tellez Law – Fighting for Justice for Laredo Drivers.