If you've been injured in a car accident in Laredo, Texas, the aftermath can be stressful and confusing. Medical bills pile up. Your vehicle may be totaled. You may be unable to work. One of the most important questions people ask is: Who pays for the damages after a car accident in Laredo, Texas?

As Your Laredo Lawyer, I'm here to help you understand your rights and options when it comes to recovering compensation for your losses. At Tellez Law, we've helped countless accident victims in Laredo, TX fight for the justice and compensation they deserve.

Texas Is an At-Fault State — Here's What That Means

Texas follows a fault-based insurance system, not a no-fault system. That means the person who caused the accident is the one responsible for paying for the damages. If you were injured because of someone else's negligence, you have the right to file a claim against their insurance policy.

However, you (or your attorney) will need to prove that the other party was at fault. This requires a preponderance of the evidence — meaning it's more likely than not that the other person caused the crash. At Tellez Law, we gather key evidence to build strong, persuasive cases for our clients.

Who Is Financially Responsible After a Car Accident in Laredo, Texas?

Several different parties may be held financially responsible for your accident-related damages:

1. The At-Fault Driver

Most car accident claims are filed against the liability insurance of the driver who caused the crash.

2. Your Own Insurance Policy

If the at-fault driver is uninsured or doesn't carry enough coverage, you may need to rely on uninsured/underinsured motorist coverage under your own policy.

3. A Third Party

Sometimes, a third party may be at fault — such as a government agency that failed to maintain safe roads or a vehicle manufacturer responsible for a defective part.

4. Shared Fault

Texas uses a modified comparative negligence rule. If you were partially at fault, your compensation may be reduced. If you're found more than 50% responsible, you cannot recover damages.

What Damages Can You Recover After a Car Accident in Laredo, TX?

At Tellez Law, we fight to recover the full value of your claim — not just vehicle repairs. Here's what you may be entitled to:

✅ Medical Expenses

• Emergency care & ambulance fees

• Hospital bills and surgeries

• Medications and rehabilitation

• Long-term treatment and therapy

✅ Property Damage

• Repairs or replacement of your vehicle

• Damaged personal belongings in the car

✅ Lost Income & Future Earnings

• Time missed from work

• Lost future income if your injuries affect your ability to work long-term

✅ Pain and Suffering

• Physical pain and emotional distress

• Mental anguish, anxiety, and PTSD

• Loss of enjoyment of life

✅ Legal & Expert Fees

We understand the financial stress you may be under. That's why Tellez Law works on a contingency fee basis — you don't pay us unless we win your case.

Why You Should Hire a Laredo Car Accident Lawyer

Insurance companies are not on your side — they're trained to minimize payouts. That's where Your Laredo Lawyer, Joey Tellez, comes in. With deep knowledge of Texas personal injury law and years of experience handling Laredo car accident cases, our team at Tellez Law can:

• Investigate the accident thoroughly

• Gather medical and financial documentation

• Handle all negotiations with insurance companies

• File a lawsuit if needed to pursue full compensation

Let us fight for you so you can focus on healing.

Contact Joey Tellez at Tellez Law — Your Laredo Lawyer

If you or a loved one has been hurt in a car accident in Laredo, Texas, don't navigate the legal process alone. Contact Joey Tellez at Tellez Law today for a free consultation. We're here to protect your rights and help you get the compensation you deserve.

Call now to speak with Your Laredo Lawyer — Joey Tellez.